Resources
Data releases, regulatory commentary and new reports from GeoDataVision's CRA and Fair Lending team.
The 2026 CRA NPR proposes a concept called “Major Product Line” (“MPL”) that potentially would eliminate the CRA examination of small farm lending by major small farm lenders. The concept, proposed by regulators as a form of regulatory “relief”, would limit CRA examinations to the two most active loan products offered by a bank.
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GeoDataVision has received so many requests for online interactive majority-minority census tract maps that we've created a brand new online map based on the 2026 FFIEC demographic file.
Coverage has focused on the proposed changes in bank-size categories. But the proposed Tier 1-capital benchmarks for community development may be the far more consequential story.
Regulators consider affordable housing mortgage lending an important compliance responsibility. Affordable housing is also an important form of community development lending under the Community Reinvestment Act.
How 2 dominant lenders distort the CRA “Borrower Characteristics” benchmark, and what that means for the other lenders.
GeoDataVision has been examining the latest (2024) CRA data to determine the impact of the NPR published by the FDIC and the OCC. We found some shocking statistics.
Who leads small-business lending? This ranking compares 528 FDIC- and OCC-regulated lenders by reported small-business loan origination volume, with institution assets and national market share alongside each rank.
I know what I will be doing all this week. Right off the bat, I observe that the reporting threshold would rise to banks with assets greater than $10 billion.
CRA officers have had very little readily available data to measure the housing affordability crisis in their community. To meet their needs, GeoDataVision has developed a suite of 4 special Affordable Housing Reports.
Community Development lending is a very important part of CRA performance examinations for all Intermediate-Small and Large banks. But how do bank examiners judge Community Development performance?
GeoDataVision now makes available the 2024 GeoDataVision Community Development Market Reports for the entire country, organized by state.
On January 6, 2026, the New York State Department of Financial Services published its new Section 120 regulations.
The single most important database when it comes to the financing of housing in the United States is extracted from the Home Mortgage Disclosure Act, or “HMDA”.
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